Stuck in Mortgage with the ex partner

elseychelsea

Thanks, although I don't get how paying for DMP service would help? Shouldn't the CCCS be advising me what is best option? They havent said anything for nearly 2 years

Simon_gloster

I take it you have no intention of paying the mortgage debt back soon based on you paying the min on the DMP?

Going onto repayment with Natwest may be more attractive to them and MAY make them reconsider on a credit score fail.

Seems you have 2 huge issues ie int only and DMP to overcome and neither look getting resolved until Qatar host the world cup.

Selling looks the most logical option and people unsettle kids daily in situations sometimes beyond their control unfortunately so thats not really an excuse.

happycamel_2

It's great you're using a free service. People are checking because a term greater than 6 years is unusual so they're making sure a DMP Company isn't planning on taking a fee off you for the next 9 years when a free service would have you clear in 6.

elseychelsea

So are you saying I should be clear in 6 years? As I have been doing it for 2 years and its still saying another 9, and no one is really doing anything about it.