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What is "fuel poverty" ?
Comments
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Best part of a million students living in rented accomaodation?
Toughen em up a bit."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
The ideas of poverty in this country are a bit wrong.
Fuel poverty = having a bit less to spend on fags, sky TV and iPhones.
Child poverty - child not having an xbox 360 or PS3 to play on.
Stereotyping.
Yoof not having enough money to get on the housing ladder = ipod, ipad2,3,4,5, iphone2,3,4,5; 50" plasma, 5.1 surround sound,drunken weekends, holidays in Magaluf, stags/hens in Amsterdam, Mini, etc."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
The definition of disposable income depends on the context. In regards to unsecured debt repayments it's after tax and NI, rent/mortgage and after living costs such as gas, electricity, oil, water, council tax, mobile phones, landline phone, internet, child care, travel to work costs, holidays, insurance, maintenance etc.... If someone is on benefits then their disposable income in the context of debt repayments should technically be zero or if they have anything left over then benefits are paying too much or they are living a frugal lifestyle.John_Pierpoint wrote: »So to sum up, none of us are quite sure, of the definition of disposable income.
I asked the question in part because last night, while doing the washing up, I was listening to a phone in from people with debt problems.
The advisor, trying to see off an aggressive card company said "Let us decide on your disposable income" - and proceeded to tease out figures for a lot of deductions and "necessities" before arriving at a pretty miserable "disposable income". So that the card company could be offered a few quid per month.
I am pretty sure that disposable income is a whole lot less than after tax income?
However in an inflationary environment no government is going to accept "the income left over after allowing for taxation by inflation that is impoverishing me" or "the income left after current cost accounting depreciation of my real assets".
Both of these measures need to be taken into account to decide if the real wealth of an individual or a nation is declining.
If persons can really claim to be in fuel poverty when living at a density of less than one person per heated habitable room room is a moot point. Perhaps only those living in flats should be able to claim fuel poverty?
The rest could downsize to something smaller, more efficiently heated and better insulated ?:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
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grizzly1911 wrote: »Stereotyping.
Yoof not having enough money to get on the housing ladder = ipod, ipad2,3,4,5, iphone2,3,4,5; 50" plasma, 5.1 surround sound,drunken weekends, holidays in Magaluf, stags/hens in Amsterdam, Mini, etc.
Those stereotypes I agree are completely wrong, I am actually going at the governments definitions rather than the people who live under said definitions.
The problem is we use the word poverty way before it is actual poverty.
IE, fuel poverty should be not being able to heat accommodation properly even if all luxuries are dropped.
child poverty should be when they don't know when there next meal is coming, not when they don't know when the next 360 game is coming.Have my first business premises (+4th business) 01/11/2017
Quit day job to run 3 businesses 08/02/2017
Started third business 25/06/2016
Son born 13/09/2015
Started a second business 03/08/2013
Officially the owner of my own business since 13/01/20120 -
John_Pierpoint wrote: »decide on your disposable income" - and proceeded to tease out figures for a lot of deductions and "necessities" before arriving at a pretty miserable "disposable income". So that the card company could be offered a few quid per month.
I remember working on an insolvency case where someone, who had been wealthy and had lost it, claiming school education for three children as necessary expenditure.
As far simply selling up and moving from the draughty pile to a small insulated box , that is an option for some, it is not the answer to the problem.
Just heard Davey make the point that some of the large increases are down to industry inefficiency and only a very samll amount down to government green initiatives. So glad we privatised them to make them more efficient - appears that they forgot they would have to replace/improve infrastructure too when they were happily skimming the profits."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
I am in fuel poverty then but not as much as council tax poverty which is 1.5 times my fuel bill !0
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when we moved into our house a few years back, I wanted to take the sky dish off the front of our house cos I knew we'd never use it. The wife told me to leave it there else our neighbours might think we were rich

As for room temperatures... the thermostat in the hall is usually set to 16, as it's only got a piddly radiator, and it never gets warm enough though the rest of the house is usually Ok (with help from local TRVs)0 -
Those stereotypes I agree are completely wrong, I am actually going at the governments definitions rather than the people who live under said definitions.
The problem is we use the word poverty way before it is actual poverty.
IE, fuel poverty should be not being able to heat accommodation properly even if all luxuries are dropped.
child poverty should be when they don't know when there next meal is coming, not when they don't know when the next 360 game is coming.
Absolutely right and if my son wrote, 'yoof', like that his private tutor would be sacked.Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74
Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”0 -
We consider a household to be in fuel poverty if it needs to spend more than 10 percent of its income on fuel for adequate heating (usually 21 degrees for the main living area, and 18 degrees for other occupied rooms).
http://www.decc.gov.uk/en/content/cms/funding/fuel_poverty/fuel_poverty.aspx
But as far as I'm aware there is no substantive reason why it should be 10%, rather than 8% or 13.26%.
So it's another spurious definition of poverty like the definition of child poverty which is actually a measure of income distribution.
Perhaps we could keep pensioners and other deserving people warm by burning the idiots that come up with this rubbish.0 -
Its something that BBC Breakfast time drags up every few months to prove how nasty the government is.
Yes. They should realise that most people know this by now.:)Few people are capable of expressing with equanimity opinions which differ from the prejudices of their social environment. Most people are incapable of forming such opinions.0
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