Nationwide soft loan search

chris198

What I would like to know is what APR% People have been offered and if they hve been succesful and what is the highest APR people have been offered?

chris198

Hi Guys just to let you know I have decided to apply for this, i have gone through signing the paperwork etc.. and this has been referred to the underwriters and will be turned around within 48 hrs. Not sure if this is good news or not. will keep you updated. only reason I think this may have been referred is due to the old default that has a notice of correction.

chanz4

the noc will auto refer

chris198

BOOOOM

Was accepted people, offered 9.9% couldnt believe my luck on t he back of a default on my file that is 5yrs old I wasnt expecting this.

wilson1972

Thanks for bumping this!, and gratz

its close to what i was asking about!

can i ask what proof of income they need? i have this months payslip still and maybe last months- i could wait for a month to make it three

I got a payrise of 10% two months ago as well...which wouldnt show on my p60.

Thanks

edit

I do have my new contact of employment from my employer however which shows my new income, not sure if that is acceptable?

Thanks

chris198

Just my Latest Payslip thats it my friend.

wilson1972

chris198 wrote: »

Just my Latest Payslip thats it my friend.

Thanks, i know i should keep slips but...

Think ill wait a couple of months, get total debt down 1k in that time and then apply

Thanks and gratz again.

BugsyBrowne

chris198 wrote: »

BOOOOM

Was accepted people, offered 9.9% couldnt believe my luck on t he back of a default on my file that is 5yrs old I wasnt expecting this.

Well done and decent APR too.

Quidam

chris198 wrote: »

Just my Latest Payslip thats it my friend.

Well done on the approval and APR :j

Do you bank with them, or did they need bank statements from your bank? Reason I ask is I have been looking at applying for a Nationwide loan, but I don't bank with them and I went paperfree years ago!

Cheers

Q

jobdone1

I did a app for loan with nationwide 2 days ago, said accepted in principle and should be paid direct to nation wide account within 24 hours during the working week. So one would assume this is fine and not a ref refural to underwriters ????