Re-mortgaging for the first time!

Pont

I bought my house in 2009 (3 year fix) with a 25 year mortgage. I've just remortgaged (5 year fix) but wanted to keep my monthly repayments the same. By searching around I've managed to do this, and reduce my existing term by 4 years to 18 years. I now aim (!) to overpay by £100 a month to further reduce my term. My calculations, and I hope I'm someway right, means that after my 5 year fix comes to an end in 2018 I'll be down to just under 10 years remaining.

I paid the associated fees upfront. Even though they were a hefty £995 I felt the sums added up - saved me 4 years of payments which would be around £32000.