We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Mortages and Completion

Hi all,

Hopefully I'm about to complete in the next few weeks. Woo.

I was wondering what final checks would need to be done with reagrds to the mortgage. Will they re credit check me, is it a hard search? Is there anything else that they may require? Documents etc? Its with NatWest.

Thanks!
Lo

Comments

  • kingstreet
    kingstreet Posts: 39,033 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You may be re-checked in a routine audit. It will be a hard footprint if done again.

    They may require additional documentation if something comes up in the audit they wish to verify.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Locana
    Locana Posts: 478 Forumite
    Thanks so much.

    So its a may or may not...

    Nothings changed on my report except payed off some balances on cards so that should be a positive.


    Thanks for your time!

    Lo
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.4K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.