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Guarantor on mortgage, need proof
jaxwat
Posts: 14 Forumite
A friend of mine was guarantor on a mortgage in 1986 and the mort was paid off in 2006, would there be any way of getting proof of this? He doesn't have any paperwork from 1986 and has not contacted the mort comp yet (but will do) - or would it show up on something like Equifax? Seems strange that even when someone does something like this, their name never appears on the deeds or documents 
Any help or suggestions appreciated, thanks.
Any help or suggestions appreciated, thanks.
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Comments
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Proof that he was the guarantor, or proof that it was paid off?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Proof of being guarantor....0
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Why though if the mortgage has been paid off?£2 Savers club £0/£150
1p a day £/0 -
A guarantor may have been given a copy of the mortgage agreement at the time and some lenders make an entry on the guarantor's credit file, showing the guarantee like a credit agreement.
Check the credit files if no agreement available. If early in 2006, it may have gone now under the six year rule.
Equifax
https://www.econsumer.equifax.co.uk/...erletter.ehtml
Experian
https://secure.wiseconsumer.uk.exper...x.html?data=00
CallCredit
https://www.callcredit.co.uk/stat-re...pl=regPurchaseI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
What is the reason?
It would likely have fallen out of significance if over 6 years ago.Thinking critically since 1996....0
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