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Nationwide 3yr Fixed ending. What next?
Frosty11_2
Posts: 11 Forumite
I'm in my final year of my fixed 3yr deal with Nationwide and was starting to look around however was wondering if they do deals for current customers of if it's worth moving elsewhere?
Not to wizzed up on mortages so sorry if this might seem like a simply thing but I'm learning......slowly :rolleyes:
Not to wizzed up on mortages so sorry if this might seem like a simply thing but I'm learning......slowly :rolleyes:
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Nationwides customer retention deals are really good, how long before your deal expires? have they not been in touch yet? It always pays to shop around but I expect they will be competitiveI am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I'm in my final year of my fixed 3yr deal with Nationwide and was starting to look around however was wondering if they do deals for current customers of if it's worth moving elsewhere?
Not to wizzed up on mortages so sorry if this might seem like a simply thing but I'm learning......slowly :rolleyes:
You are rather premature as you have another 2 years to go.
Stick with what you have as there are big rate increases due.
Batten down the hatches!!
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0 -
You are rather premature as you have another 2 years to go.
No. I'm in my final year meaning 1 year left of the deal.how long before your deal expires?
It is just under a year now and I know that it sometime off but I'm educating myself now because time will flash by.0 -
No. I'm in my final year meaning 1 year left of the deal.
It is just under a year now and I know that it sometime off but I'm educating myself now because time will flash by.
My apologies for the mis-understanding.
Wise of you to do that.
Regards
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0 -
I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
odds are the base rate will be about 5.75% by the time you come to remorgage so if you work out what your monthly costs will be on a say 5.99% rate it will give you an idea on what you will likely need to pay unless you go for a VERY long term fixed rate.
given how low your likely payments were when you got the morgage i would start saving now, trying to put asside that level of cash so at least you dont get totaly wiped out when the new rate kicks in.0 -
Yeah that's what I figured aswell. Will start to save.0
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