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What documents needed for remortgaging.?

Just out of interest and planning ahead..could I ask what documents are needed for :
A-Remortgaging with the same provider
and
B-Is remortgaging with a different lender basically just seen as a new mortgage,so it 3 months statements,passports etc etc??

Cheers

T.
:j

Comments

  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    if you are sticking with the same lender you may need less in theory but they can still ask for whatever they feel fit.

    Passport
    Bank Stats (3 months)
    Wage slips (3 months or 8 weeks)
    P60

    are normally asked for but each lender will want different things
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    ferry wrote: »
    Just out of interest and planning ahead..could I ask what documents are needed for :
    A-Remortgaging with the same provider
    and
    B-Is remortgaging with a different lender basically just seen as a new mortgage,so it 3 months statements,passports etc etc??

    Cheers

    T.

    A- very little unless you are asking for an increased amount and then proof of income and maybe a valuation fee.

    B - As you said it, the works.

    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
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