We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage, age and disabled!

luckyden
Posts: 33 Forumite
I am a 54 year old single mother who is finding things increasingly difficult at present. I was offered a bank loan last year to carry out some much needed home improvements and to consilidate some credit card loans. A month later my ex became unemployed and all maintenance money stopped and now things have become impossible as I cannot afford the loan and/or my mortgage. THE halifax will not let me remortgage although i have £200,000 equity and have never missed a payment. Advice anyone??

0
Comments
-
I am a 54 year old single mother who is finding things increasingly difficult at present. I was offered a bank loan last year to carry out some much needed home improvements and to consilidate some credit card loans. A month later my ex became unemployed and all maintenance money stopped and now things have become impossible as I cannot afford the loan and/or my mortgage. THE halifax will not let me remortgage although i have £200,000 equity and have never missed a payment. Advice anyone??
Equity doesn't pay the mortgage so it is not relevant.
Could you rent a room out to help?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards