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9.3% argggh
bradrock
Posts: 209 Forumite
how long do i have to be working to get a re mortgage, i am on spml 9.3% at the moment, want to add my girlfriend on to it when i rermortgage, flat is worth 70k i owe 39k want to make it 50k pay off securede loan as well, how long should i work for before i apply opnly been there a week. i 15k mrs 11k per annum thanks
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Comments
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Some lenders don't need any min employment time. Are you in probation at the moment or is it permanent. Have you worked without break for 12 months - is it in the same line of work.
Clearly your circumstances would need to be fully considered to see whether you are going to get a better deal by waiting.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
it is definately permanent, but not had a job for 8 months before. not missed a mortgage payment or loan payment for 18 months, could u tell me a few lenders who would consider me?0
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it is definately permanent, but not had a job for 8 months before. not missed a mortgage payment or loan payment for 18 months, could u tell me a few lenders who would consider me?
You need to speak to a whole of market mortgage broker as they will be able to marry your cirumstances up with the best lender and product.
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0 -
ok cheers dude will do0
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