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All Debt Cleared At Last :)
ryanred5
Posts: 14 Forumite
Hi
I hope this is okay to post, if not, please move to the relevant section.
As of Thursday 06/12/12 our DMP with StepChange was finally paid, WOOHOO!! We did have 31 months left to pay with it but having received a fairly large PPI refund we used that to clear our debt. It feels so good to be finally debt free and just in time for Christmas too.
As we have been on the DMP for over 10 years, not being on it is going to be a lot different. Can anyone recommend what to do now post DMP?
Thanks in advance for any help and advice.
Merry Christmas to you all.
Best wishes
Catherine x
I hope this is okay to post, if not, please move to the relevant section.
As of Thursday 06/12/12 our DMP with StepChange was finally paid, WOOHOO!! We did have 31 months left to pay with it but having received a fairly large PPI refund we used that to clear our debt. It feels so good to be finally debt free and just in time for Christmas too.
As we have been on the DMP for over 10 years, not being on it is going to be a lot different. Can anyone recommend what to do now post DMP?
Thanks in advance for any help and advice.
Merry Christmas to you all.
Best wishes
Catherine x
0
Comments
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Well done Ryan
What a wonderful Christmas present for you.0 -
BIG congratulations to you. :beer:
Over 10 years on a DMP, shows that anyone can get out of debt, if they have the desire and determination to do so.
You may want to post also on the debt free roll of honour thread as well, as I am many others have.
If you post a brief outline of your circumstances and how you went about clearing the debt, it can give people an insight and ideas as well as inspiration to clear their debts.
Hope you and your family enjoy having your first debt free Christmas for over 10 years!!! :T0 -
wow that is super news. well done to you!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Well done!!!
What an amazing acheivement & this will make this Christmas even more special for you.
I will hopefully be posting this around about December 2015 - Gosh seems like such a loooooooooooooooooong time away!!!
Dxxx0 -
Great result for you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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