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Is there any chance!
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LTV = Loan to value.
The value of the mortgage (loan) against the value of the house.
If you are borrowing £60k against a £100k house you have a 60% Loan to Value.
Depending on your LTV will have an impact on the rate - the lower the LTV the lower the risk for the lender (and the better the rate).Thinking critically since 1996....0
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