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Buying my first home issue with credit report !
adam_999
Posts: 21 Forumite
Hi
So I've decided to take the jump and by my first house (hopefully)
I regularly check my credit report every so often to make sure everything is in good order!
Last week I checked my experian credit report and for some strange reason it only shows 2 active accounts instead of 8! I don't think this will any way affect me but I'm just confused why equifax shows all my active accounts and experian only show 2
Sorry in advance if this has been posted in the wrong place.
Adam
So I've decided to take the jump and by my first house (hopefully)
I regularly check my credit report every so often to make sure everything is in good order!
Last week I checked my experian credit report and for some strange reason it only shows 2 active accounts instead of 8! I don't think this will any way affect me but I'm just confused why equifax shows all my active accounts and experian only show 2
Sorry in advance if this has been posted in the wrong place.
Adam
0
Comments
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Some lenders only supply data to one CRA.
Before you apply for a mortgage, ensure you get all three credit files to check the entries on each.
Equifax
https://www.econsumer.equifax.co.uk/...erletter.ehtml
Experian
https://secure.wiseconsumer.uk.exper...x.html?data=00
CallCredit
https://www.callcredit.co.uk/stat-re...pl=regPurchaseI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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