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plz help and advice on lender

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Comments

  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Kayalana99 wrote: »
    28k per annum is when working tho.. she wont be via matinerty and I am guessing the reason she is not entitled to benifits is because left time she has been here..

    Which makes it more important surely to plan ahead and have some savings for this eventuality, getting a loan and then. Effectively rolling up interest and compounding is a terrible idea, though its highly unlikely that anyone would lend.
  • zaynab
    zaynab Posts: 79 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    how about applying for 4000-5000 from everyday loans or someone similar (other broker) have been getting calls after completing form on experian. if there is no chance that high street banks or where i am banking will provide funds then il have to take a risk and apply through lenders/borrowers who provide for bad credit scores even though i have fair on my report.
    pls advice which one should i apply through? everyday APR is variable so m not sure bout taking that big a risk
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    just dont bother, you will end up paying out way more than what you originally borrowed.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    The only reason you are getting calls is because they know you are desperate enough to fall for anything.

    Nobody will call you with a genuine loan offer, they are trying to scam you. Take heed of the warning.
  • Jox
    Jox Posts: 1,652 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    zaynab wrote: »
    how about applying for 4000-5000 from everyday loans or someone similar (other broker) have been getting calls after completing form on experian. if there is no chance that high street banks or where i am banking will provide funds then il have to take a risk and apply through lenders/borrowers who provide for bad credit scores even though i have fair on my report.
    pls advice which one should i apply through? everyday APR is variable so m not sure bout taking that big a risk

    Stay away from everyday loans. How much do you need and why do you need it? You are setting yourself up for massive financial trouble if you don't educate yourself about loans and credit cards. Learn from others' experiences.
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