Ipoq form received please advise

unsure100

Hi, I am nine months through my BR.

No Ipa in place as partner is on maternity.

Through the door this morning i received the ipoq form.

Any ideas?

Thanks

JustinCredibleGillespie

http://www.insolvencydirect.bis.gov.uk/freedomofinformation/technical/CaseHelpManual/D/DischargeFromBankruptcy.htm

Read paragraph 4, the one that is titled ''Early discharge''

JCG

xx

unsure100

Wow! So I may be eligible for ed? If my cirumstances are the same etc

JustinCredibleGillespie

You hit the nail on the head.

Fingers crossed for your ED.

All the best

JCG

xx

fermi

If the letter that came with the IPOQ does not mention ED or have EDREV in the corner, then this may just be a standard review of your circumstances rather than a precursor to ED.

PippaGirl_2

also ED takes about 2 months so wouldn't be much early anyway.

unsure100

Thanks guys

unsure100

No ED in the corner of the letter so must be a catch up with me even thoughI have not heard from them in about seven months! My OR has been lovely so far, efficient but reasonable none the less.

My outgoings had actually gone up and my partners wages have gone down so hopefully we will be ok

unsure100

Could someone tell me if my OR is going to be annoyed at me or not telling them my household income had gone DOWN? We are about 400 per month worse off but I didn't inform them as I have had loads to deal with lately

fermi

Shouldn't be. It is increases in income that you are duty bound to tell them about.

unsure100

I sent this form back at the beginning of December and have heard nothing since. Does anybody know how long they normally take to read the forms and get back to you? I am due for discharge in six weeks time.

I have had the strangest BR, my OR has been really efficient, nice to deal with and very understanding, I didn't expect them to be so nice. They were not judgemental at all but I think that was because my paperwork was so organised (in alphabetical and date order etc etc).
On the whole they have made me realise they are there to help if they can.

My tel interview didnt last long though (less than 10 mins)

Thanks