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Shared ownership advice needed with ccj

I have recently found out that i have a ccj registered against me that i knew nothing about. I was thinking about applying for a shared ownership mortgage. Would that be possible with one ccj (that will be settled before i apply) and some defaults? Thanks

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  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    I have recently found out that i have a ccj registered against me that i knew nothing about. I was thinking about applying for a shared ownership mortgage. Would that be possible with one ccj (that will be settled before i apply) and some defaults? Thanks

    It depends on the loan to value.

    Do you have any deposit?

    How much is the property?

    See a good whole of market mortgage adviser and it should not be a big problem.

    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
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