claiming ppi after 6 years.

ballydrane

I been told that it is still possible to reclaim ppi after 6 years, has anyone any experience of claiming ppi after 6 years, i reclaimed £1,100 from Capitol1 last year using a template letter downloaded from moneysavingexpert last year, i have another claim in with Barclays but they are playing hard to get, even thogh i have copies of my original card statements which clearly show that i paid PPI they say they can't find the policies:( so i have taken my claim to the ombudsman.

NAR

PPI forum will tell you all you need to know and in answer to your specific question the answer is yes as my wife claimed earlier this year from 2003.

ballydrane

NAR wrote: »

PPI forum will tell you all you need to know and in answer to your specific question the answer is yes as my wife claimed earlier this year from 2003.

Thanks for the reply, if you don't mind my asking how did she go about it.
Thanks.

Belair

I used the template from here and sent it to the bank. I had no account numbers or paperwork. Claim was settled within about 3 months. No hassle

ballydrane

Belair wrote: »

I used the template from here and sent it to the bank. I had no account numbers or paperwork. Claim was settled within about 3 months. No hassle

Thanks for the reply, was your claim for PPI paid more than six years ago?i have been told that credit card companies don't keep records for more than six years.

McKneff

ballydrane wrote: »

Thanks for the reply, was your claim for PPI paid more than six years ago?i have been told that credit card companies don't keep records for more than six years.

Its up to the companies whether they keep records for more than 6 years.

After that, if they have no records and yu have no records it's brick wall time.

For any claim, you normally have to havea provable reason for a claim for miss sale. You dont get it back, just because you paid it.