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self certificate mortgage

can you still get a self certifcate mortgage?

Comments

  • ACG
    ACG Posts: 24,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    edited 1 December 2012 at 10:12AM
    In short no.
    You have to provide bank statement/payslips/accounts now.
    How many of each depends on your circumstances and the lender.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Why would it be difficult to prove what you earn?
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    opinions4u wrote: »
    Why would it be difficult to prove what you earn?

    They might be looking to lie rather than tell the truth about what they earn:money:
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Wutang wrote: »
    They might be looking to lie rather than tell the truth about what they earn:money:

    Old-school borrowing styley.
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