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Sell or bankrupcy? all advice welcome!
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Its not something that I know a lot about but it was very *naughty* of the people who gave you the last secured loan as its really that which has tipped you into so called negative equity.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yeah No Crap, They Called Me Yesterday And Asked Me If I Wanted To Borrow More Money!0
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I Guess Everyone Is Hutting Down Now For Their Beddy Bye's. I Would Just Like To Thank Everyone For All Their Help And Comments.0
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Lyrrad, i think i answered the first part of your question so secondly first secured loan is for 25 yaers 24 remaining for £48/9k with First Plus the second is for 10 years 9 remaining for £10k with Welcome Finance.0
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Yeah No Crap, They Called Me Yesterday And Asked Me If I Wanted To Borrow More Money!
:eek: :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
nightmare!0
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i am going to try and sell my house, in the meantime offer counter payments to my creditors and tell them i am selling. and when the house is sold agree with the creditors the term and continue to pay the outstanding debts without going bankrupt. My friend said I can stay with her until i am finally sorted.
So what do you think?0 -
i am going to try and sell my house, in the meantime offer counter payments to my creditors and tell them i am selling. and when the house is sold agree with the creditors the term and continue to pay the outstanding debts without going bankrupt. My friend said I can stay with her until i am finally sorted.
So what do you think?
Oh but I will have to give up my cats. I am sorry but II have to think of myself here! it kills me, trust me.0 -
i am going to try and sell my house, in the meantime offer counter payments to my creditors and tell them i am selling. and when the house is sold agree with the creditors the term and continue to pay the outstanding debts without going bankrupt. My friend said I can stay with her until i am finally sorted.
So what do you think?
think about sellling with https://www.housenetwork.co.uk
they will get your place on rightmove and the photos are brilliant
It cost less than 500 quid ,but you have to do the viewings youreself, which isnt hard.
I sold with them and they were really really good for the money. But you must have your property valued by 3 local EAS and get a good feel for what your place is currenlty worth. My flat worked out as being worth 45k more than I tohught it was!:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Re the cats. The food/litter seems a little bit high. We have 7 cats who are on James Wellbeloved/Royal cannin(one on a perscription diet) and have 9 litter trays to sort. We spend about £74 per month. This includes 20kilos of Wellbeloved and 4-5 32ltr sacks of wood based cat litter. We were told about the suppliers by a breeder and it has saved us a fortune. They do free delivery and deliver to Scotland(southern) All of the North of England.The midlands. If you want detailes plees feel free ot PM me(dont know if its allowed to post business names on here) like I say going to these people have saved us a complete fortune. Good luck with everything.Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0
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