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Poor Credit Rating

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Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Julkster wrote: »
    The DMP was NOT with Abbey/Santander & additional funds were not requested.

    Also it's NOT a joint DMP/Mortgage - both are solely in my name.

    Will try MBS.

    Then something does not add up and no need to capitalise certain words as pretty capable of following.

    So when you call Santander about a new product, they do not credit score and how did they know you were on a DMP?

    Typically they will offer you a rate, even if on interest only..

    Save the phone bill, MBS will not help you here and if they surprisingly did the rates and product fee will not be appealing.
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Assuming you will revert to SVR of 4.74% then this will be better than any product available elsewhere.

    Where is your property? Why would you try MBS with no advice whatsoever?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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