The 'Save 12k in 2013' Thread!

samblake

for 12k, I bet ya, and hopefully overcome in next year

Tales17

Just totted up my savings for March - £429.77, not including my partners bonus which I'll sort out to include this month!

samblake

The money is not provided in the economic market due to European markets but when stability arrives markets soar

ajdj

Well so far in April I have paid £250 into my regular saver and opened an ISA before the deadline paying in £1,250 (better to get something in).

My total is now £3,000 which I am chuffed about. I am still waiting on expenses back from work which is just shy of £1,000 and this will be added to my pot.

I'm 30 next February. I'm going to challenge myself to really save hard this year. Anything over my original £10,000 target will be spent on a present for myself.

I want to buy something that will be roughly the same age as me that I can enjoy but also see as a bit of an investment. Initial thoughts were some sort of jewellery, diamonds or gold etc. But I am now thinking of a classic car. This should keep me motivated! £3k would be an ideal amount I reckon

Saver88

£2.43 interest on my isa gets me off the starting blocks for April :j :rotfl:

Billie-jo

Just banked another £90 so April savings off the mark. Not sure its going to be such a good month though as car having two tyres replaced at the weekend almost £180 there.

Savings to date £1730.85/£3000 - 57%

MissyD_2

citizenkitten wrote: »

Chases your pension providers for a statement.

Minme is worth zilch as i am only second year in just - and first year in my private pension half went on fees etc. I happen to know mine meticulously because every penny counts lol. I agree it is a huge gamble as paper really is worth nothing. but for me, it was to make sure my soon to be husband would be left something if i died as the rest of my money is tied up in a trust.

Thanks, but regardless of how much my employer & I have put in for however long or not, I don't count purely as I'm not relying on it as it wont be worth enough as I was working & paying tax for about 10 years before I was offered a company pension & over the years Pensions have had a lot of negative outcomes for people who paid in all their lives and still have to sell their homes etc to live plus I dont like it on the markets either, I have no trust in bankers!

samblake

Electronic commerce is a shot in the ulmos years due to the global crisis, I think that is a high risk business,

MissyD_2

anoncol wrote: »

Hi,

This thread looks intriguing, how does it work if i've bought a car or something which i was saving up for?

Personally I would save for these separately from your "no touching savings" or longer term savings (not necessarily locked away without access)

That way it's easier to manage and see what your saving for what.

Also, if you are saving for things like car insurance or new laptop e.t.c, it might be worth making regular savings in a regular savings account with a 'decent' interest rate % for these items but making the purchase's on a 0% credit card - credit history permitting and you don't already have debts with interest accruing to pay off!
Have a look here for information, but we warned you have to be VERY ORGANISED to do this without you being worse off!
http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards
Be sure to use the Tool: Pick the right type of card;)

samblake

Do not understand what you say ....