The 'Save 12k in 2013' Thread!

londoner01

Reporting back for the first time in 2013, and it's £1,625.71 for January and February. It should be a bit higher if I'm honest!

On the other hand, HMRC seems to have messed with my tax codes resulting into an extra £100 a month tax paid so hopefully solving that will mean we get a bit of extra cash. We also finally got our deposit back from previous landlord (from six months ago, only because we used a tenancy dispute service) so that's £400 going in the March kitty.

Still feeling a bit sad because my saving seems pretty constant and I realise that the problem is not how much I save, but how low my income is. (It's not that low. It's just low for putting together a deposit).

SusanneCape

londoner01 wrote: »

Still feeling a bit sad because my saving seems pretty constant and I realise that the problem is not how much I save, but how low my income is. (It's not that low. It's just low for putting together a deposit).

Don't worry too much, you will be absolutely amazed how quickly it all accumulates. Rather save longer to get together a hefty deposit which will help you in the long run. Chin up and keep saving!

You sound like you need a hug :D:D:D:D - from one Londoner to another

londoner01

SusanneCape wrote: »

Don't worry too much, you will be absolutely amazed how quickly it all accumulates. Rather save longer to get together a hefty deposit which will help you in the long run. Chin up and keep saving!

You sound like you need a hug :D:D:D:D - from one Londoner to another

Thanks Susanne, a hug is exactly what I needed! Even though not for any particular reason.

It sounds even more moany than the above, but I guess I'm finding it hard to motivate myself where it's not too much effort to save for the short-term goals (a long weekend away, a gift to someone for a special occasion) but the long-term goal is soooo far away. Maybe I need to invent new challenges.

lula_moneybaggins

Just popping on to declare £700 for February. It's down on what I would have liked to have saved, but I had a spontaneous trip to Madrid for a long weekend instead! I've got some overtime coming so March might be better for savings...except that I'm going on holiday...so it might be worse!

queenie81

Can I join!?
Hubby and I are determined to get a good deposit for a house, we are aiming for 10% so about £18,000. In reality we are going to aim to save £9000 this year. I have £5300 already and saved £800 this month which I think is going to be a struggle to be honest!

So with £800 off my £9000 goal, I have £8200 left to save :T

Saver88

Ok I've updated the form for feb, I managed to save a big fat.....0!!! I've lowered my goal to £3000 which hopefully is more realistic for me although will still be a struggle. March is looking better with one thing on eBay already up to £80 with 3 days left :T
I'll keep plodding along.

girlatplay

Saver88 wrote: »

Ok I've updated the form for feb, I managed to save a big fat.....0!!! I've lowered my goal to £3000 which hopefully is more realistic for me although will still be a struggle. March is looking better with one thing on eBay already up to £80 with 3 days left :T
I'll keep plodding along.

Keep going! It is worth having any amount of savings and it is not the end of the world if you don't hit your target (I know, I missed mine last year and the world didn't end I'm still here!)

Thriftyfashionista

Another £214.98 going into the pot from some shares - getting there!!

Saver88

girlatplay wrote: »

Keep going! It is worth having any amount of savings and it is not the end of the world if you don't hit your target (I know, I missed mine last year and the world didn't end I'm still here!)

Thanks, saving is all new to me so your right any savings is better then nothing. I'm just gonna do little and often and what ever I get will be be brilliant.

nat21luv

I'm on a right saving mish this month, so far I've put £400 away and have a few listings on eBay. I was quite happy that there were no special occasions to fork out for this month(apart from easter but eggs would come out the grocery budget) but a family friend has passed away so I've bought flowers and will probably have to buy suitable clothes for a funeral. There's always something!