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Giving a DCA the flick!!

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Back for more advice.

I helped hubs with a ppi claim against Egg, which I'm pleased to say was upheld.

This debt was part of a DAS (we're in Scotland), and was in the hands of Global Arrow DCA.

The ppi payment wiped out the entire Egg debt with a surplus left over :).

Sooo, my question is - should we contact the DCA to let them know the debt has been repaid - or do we just leave well alone?
Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D

Comments

  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Do you have written proof the debt was paid? If you do, guard it with your life. DCAs are not known to give up easily and sometimes do pursue people over and over again for long settled debts.

    if you have written proof, I wouldnt waste my time informing them until they ask. Then send them a copy of that proof and tell them in polite but firm Anglo Saxon to go forth and multiply.
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
  • Thank you firewyrm I'm quite happy to leave them stewin - we'll see if they actually ask for anything.

    That Egg letter is well cherished.
    Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D
  • coolcait
    coolcait Posts: 4,803 Forumite
    Part of the Furniture Combo Breaker Rampant Recycler
    Good result, Miss Poohs! :T

    Now you need to get that debt out of the DAS - otherwise the payments distributor will just keep paying Egg/the DCA every month :eek:

    It would be a good idea for your OH to speak to his money adviser, or the DAS Administrator, asap to sort things out.
  • Hi CC how are you? I'm in the process of doing just that - hubs is still a dead loss with that kinda thing. To be honest his whole DAS needs reviewed, so I may as deal with it as a whole - lots of photo coping to do. Jx
    Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D
  • coolcait
    coolcait Posts: 4,803 Forumite
    Part of the Furniture Combo Breaker Rampant Recycler
    I'm doing OK, Miss Poohs. All the better for seeing you kick some DCA @ss! ;):beer:

    All the best with getting the DAS reviewed.
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