Bank charges and mortgage exit fees - volunteers please!

PeteB_2000

ours was paying it off in full, the halifax charged us 225, then we claimed i think about £175 back about 6 weeks later

lisyloo

Sorry for what maybe a silly question but is a mortgage exit fee the fee

It's usually made up of 2 elements and is paid to the outgoing lender

Deeds release fee (basically putting your deed in an envelope).
"sealing charge" - closing your acount on their records.

It usually applies to everyone.
So it's not the same as a penalty fee for leaving your mortgage early.

A year or 2 ago these were aound about £70 - £150 but now some banks are pushing their luck and charging £300 which is a bit much for putting something in a envelope and pressing a button on a computer.

If you argue hard enough you are pretty much 100% guaranteed to get a deducation simply because it's costs the lender MORE money if you go to the ombudsman so they will always settle before that stage (but you might need to be persistant).

lisyloo

Women only eh, bit sexist aint it.

Well it's a womens' magazine and they like to read stories about women being sucessful in various roles.

I'm a female motorcyclist and I can't buy a motorcycle mag without half-naked women being plastered all over it.
So I don't think it's any more sexist than many other magazines (like loaded, Nutz etc.).

I have applied and sent them a flattering pic.

I'll let you all know if I get into the mag so that you can have a butchers (but sorry guys I'm happily married - LOL !!!)

pingu

lisyloo wrote: »

I have applied and sent them a flattering pic.

I'll let you all know if I get into the mag so that you can have a butchers (but sorry guys I'm happily married - LOL !!!)

please do let us know;)

biglugs

happily married

I think that's a non sequitur isn't it?
I'm in the process of reclaiming charges for my brother but I haven't got the money yet so won't fit the bill.
Besides we're both blokes in our 40s.

pippamannequin

Hi, I'm 39 and claimed my bank charges back back in April last year prior to Martins appearence on Tonight, happy to speak out...got my charges back within 2 weeks from Natwest after I harrassed them following my 1st letter from the consumer action group website and followed it up with a direct phonecall to Stuart Higley, just to let him know it had been sent recorded delivery to him personally, to the head office and to the registered address.

oops_a_daisy

I have applied too. I have re claimed unfair bank charges, over charge on mortgage exit fees, compensation for endowment mis selling and am in the process of having my council tax band re assessed. Am 39 and a woman so fingers crossed - will let you know how I get on

lisyloo

please do let us know

I don't think they are interested in me as I only fit half the story.
They want someone who has been succesful with both the mortgage fees and the bank charges.

Probably me being dumb but I didn't read it that way.

oops_a_daisy

OMG what was I thinking :eek: have had an e mail to say she is going to phone me later :eek:

will let you all know how I get on