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Wednesday 28th November - What small DFW things will you do today??!
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Hi everyone,
Thanks for starting us off DNMS.
OF - I'm quite grateful there's only my DH's this month & FIL next month birthday wise!
Sibles - Congratulations on being debt free! I can't wait to say the same, just over a year to go for me!
Today I have/will:-- Made use of free water & milk at work
- Staying in for my lunchbreak to avoid spending
- Food from stores
- Dinner from meal plan - The HM frozen spag bol we didn't end up having on Monday
- Charged phone at work
- Heating off as long as possible, lots of layers are the way forward
- Daily clicks etc on Sw@gbucks - Getting closeish to my first voucher now!
- Log calories using free app
- Check online banking
- Surveys
- Declutter & flylady
- Check for new mystery shopping opportunities
- Enter some comps
- Need to update grocery challenge still...I have completely lost track of it now, all I know is I am over budget by a lot!
- Sort out items to return to New L00k
- Make use of TKD membership
- Read Martin's email
- Stay motivated
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
carrielovesfanta wrote: »Today's list:
Read Martin's email :money: (have set a reminder on my phone to try and blag one of the radiator panels)
:rotfl::rotfl:So have I!:rotfl::rotfl:
Bet I either can't get onto the site or they're all gone by 3:01pm!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Sibles congratulations!
Today I have:
~Put final touches to repairs to washing machine.
~Booked two tickets to the Nutcracker ballet in the city for £7.
~Paid last bill for credit card 2...2p!
~Having a big catch up on all the wee finance tasks I've been ignoring this week.
~Went to work, ghastly day, but it pays the bills!
~Delayed having Sky/Freesat installed for another couple of weeks. (We can't get Freeview reception here.)
~Sorted out £106 council tax payment that I'd paid but council hadn't received.
~Listened to Money Box on the radio: Link.
~Downloaded free podcasts from the BBC. Link.
~Read Martin's email. Link.
~Find out when our housing association gives us two free weeks this Christmas.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Rising - my April isn't much better.... my Dads, FIL, 2 cousins, 2 friends children and SIL. :eek:
My quietest month is October....we have no birthdays in October. :DNovember- May is awful!Orange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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Good Evening my lovelies
dnms - Thanks for starting us off and really hope you get something fantastic real soon. What's the DDD challenge?
sibles - Congratulations (still havent been able to find you on FB)
Hi to all the regulars and welcome to any lurkers and newbies :wave:, you've joined a FAB supportive thread.
Not been feeling too great and have been hemorrhaging money left, right and centre but am hoping that nothing else can go wrong for me now (new boiler, new fridge-freezer, chipped windscreen, damage to garage wall all within last 4 weeks) so apart from the everyday little DFW things and work I've not done a great deal, feeling a little better today so going to try a little harder Todays little list
Check Banks - Done
Check swapits - Done
Check Postcode on www.freepostcodelottery.com - Done
Collect parcel from Post Office depot - Done
Work (11.30-1.30) - Done (2pm finish)
General Tidy round - Done
Meals from stores - Done
Investigate selling knitting mags & books for mum -
Update Food Tracker - in progress (35lb, so far)
Comps -
Read - in progress
Knit -
Hope you have all had a great day, love to you all :A
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good evening/morning
Today I:-
Checked banks
Paid in cheque refunded by old gas supplier
Post eBay parcel (max postage I could charge was £4.50 but it cost me £9.95!!!)
Received free bowl from McCain wedges packs
Sold 2 items on eBay
Bought kids Santa toys for Xmas party at weekend
Signed up to 2 MS for Monday
Went to cinema using orange code. Twilight was amazing!!!
Worked flexi time extra hours
Dinner/lunch from stores
That's all folks. Night night xOfficial DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0
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