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Credit File Help
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starsky27
Posts: 104 Forumite
Hi all,
Im in the process of trying to clean up my partners credit file after she got herself in debt many moons ago.
One of her credit files with Lloyds shows that she missed three consecutive payments on a loan which is correct. She contacted Lloyds after realising that a direct debit wasn't set up after cancelling an old one. They increased her payments to cover the missed payments. When her next payments goes through on time should her credit file still show as three payments late or should it show as a 0 to show that the next payment was on time ?
I hope that makes sense.
Cheers,
Mark
Im in the process of trying to clean up my partners credit file after she got herself in debt many moons ago.
One of her credit files with Lloyds shows that she missed three consecutive payments on a loan which is correct. She contacted Lloyds after realising that a direct debit wasn't set up after cancelling an old one. They increased her payments to cover the missed payments. When her next payments goes through on time should her credit file still show as three payments late or should it show as a 0 to show that the next payment was on time ?
I hope that makes sense.
Cheers,
Mark
0
Comments
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Hi, it will still show as her payments being late as it's a true record of what's happened.DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Once they have caught up with payments it will show zeros again.Still rolling rolling rolling......
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SIGNATURE - Not part of post0 -
Hi,
Thanks for both replies confirming what I thought.
Cheers,
Mark0
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