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How long for mortgage offer?

Hi, just a quick one. Our valuation survey was done last friday (13th). How long does it usually take to get the mortgage offer out, if all was ok? DO we get the valuation report with the mortgage offer? Sorry, FTB and no idea of timescales. When you don't know when things are supposed to happen, it's hard to know if you haven't received something you should have and it's time to chase it up!

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Who is the lender?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Worried
    Worried Posts: 270 Forumite
    Sorry, Abbey
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Normally very quick

    I had one survey done yesterday for them and the offer letter was issued yesterday!

    Have you gone via a broker? They should be able to find out straight away if the mortgage has been offered.

    Was it a basic valuation or a more detailed survey?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Worried
    Worried Posts: 270 Forumite
    It was a basic valuation. Would we receive a copy of the mortgage offer and valuation report, or would it go to solicitor?
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    YOu would get a copy of both.

    Your solicitor will also get a copy, and your broker if you used one
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Worried
    Worried Posts: 270 Forumite
    Thanks. I will chase this up with my broker if nothing by end of week. Many thanks
  • Worried
    Worried Posts: 270 Forumite
    Mortgage offer came this morning! Went to OH's address and he only just told me! Tee hee! Thanks for all advice though. Sorry to have bothered you!
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    No bother at all

    Glad we could stop you worrying! :rotfl:
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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