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ybs

jobdone1
jobdone1 Posts: 841 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
in Mortgages & endowments
Been a ybs mortgage customer from 2007, i have noticed over the last six months they have been pushing up their rates for existing customers and now they have cut the deals to just fixed and have no trackers available, this is a move from what they did have. When you look at new customers deals they are around 2% less on the fix deal.

This in my view is disgusting loyalty especially as they are a building society

Whats other peoples ideas thoughts and views or experience??????

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Stuff loyalty.

    Get the best deal for you.

    If that means going elsewhere, go elsewhere.
  • jobdone1
    jobdone1 Posts: 841 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Seems to me loyalty means nothing in this life just batter the big boys for the best deal.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Whilst I have no major love for YBS given some of their inconsistency, try not to take it personally..

    Must be their business model and therefore just go somewhere else, jobdone (Could not help myself - bad I know)

    All the best
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jobdone1 wrote: »
    Seems to me loyalty means nothing in this life just batter the big boys for the best deal.

    There's only limited funds for available new borrowers. So YBS could not offer this rate to all existing ones.
This discussion has been closed.
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