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19.4.07 what small DFW thing will you be doing/have you done today?
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Just enjoying the 10p listing day on Ebay!!LBM - March 2007
Total debt Jan 2008 - 23,535.62 (£7050.74 - Student Loan):eek: [strike]£16,484.88[/strike] £13,762.86 (NOW) total debt
Proud to be dealing with my debts - DFW NERD No. 457 Weekly budget £21.680 -
Went back to work today after almost 2 weeks off sick. Took a packed lunch, and a no spend dayOfficial DFW Nerd No 096 - Proud to have dealt with my debt!0
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Today I have
line dried my washing
washed the washing with only 1 soap powder tablet and on 30 degrees
checked online banking & updated monthly spreadsheet
done some oldstyle cleaningOlympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015
:j BabySpendalot arrived 26/6/11 :j0 -
Am stuck at home with bad back, so NSD at least! Divided washing powder between two boxes and added washing soda to each - doubles the amount in stock for a few extra pence ! persuaded OH to use line rather than drier - but with this weather the drier would have been criminal anyway!Resolution:
Think twice before spending anything!0 -
Today I have:
* Got a lift to & from work so no bus fare
* Did some washing which is now out on the line drying (am loving this sunshine for getting clothes dry quickly!)
* Set up a few free additions on the Vodafone website for the FREE PAYG sim and the FREE phone I now have (did I mention I scored a FREE phone?).
These additions were free weekend calls/texts if you spend a qualifying amount the week before. If I have spent £2.50 in the qualifying week beforehand I get free texts all weekend! A good freebie to have if you needed to make calls or whatever anyway I think.
I also signed up for the 'stop the clock' feature which means talking for an hour and only paying for the first three minutes. I wouldn't use it over the home phone as it would still be 90p BUT if I was out & about weekends or evenings and needed to make that call, it would be good to know the clock stopped at 3 mins.
The other thing I did was sign up for their m-pay which I had never heard of before but seems like a good idea for small purchases online - basically they take it off your credit balance instead of your bank account.
* Banked £5.77 of loose change (better in the bank than in a pot methinks).
* Started to look into 0% balance transfers to see if I can find a CC that will allow me to pay off overdraft...! It's just a thought at this stage.Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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well I managed to make a profit from buying a cup of coffee ( I know buying coffee is not very MSE but hear me out
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I went up to the counter and ordered a decaf and paid then I noticed a £1 coin on the floor - after looking around to see if anybody was looking I picked it upbut they didnt have any decaf so they gave me a refund and a free cup of decaf tea - so got cup of tea for free and a £1 profit
:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0
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