SOA Calculator - feedback

Clariman

Hi All

I haven't posted here for ages. I wrote the SOA calculator that is widely used here and on at least one other debt management discussion board elsewhere.

The calculator is here http://www.stoozing.com/msoc/soacalc.php but you can also get to it from http://www.makesenseofcards.com/msoc/soacalc.php

Every now and then I do a quick search here to see if it is being used and to see if there are any problems.

I noticed one recent post saying that users should remove all the HTML tags otherwise it won't copy here properly. When it was designed, the "Format for MSE" button created all the correct HTML code to ensure that it formatted perfectly when posted here. Is that no longer the case? I will do a test but would appreciate any comments or feedback about formatting or any other questions/issues you want to raise.

Clariman

Clariman

Testing format of SOA Calculator output

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 1000
Partners monthly income after tax....... 1500
Benefits................................ 150
Other income............................ 0
Total monthly income.................... 2650

Monthly Expense Details
Mortgage................................ 250
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 150
Electricity............................. 40
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 30
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 60
Petrol/diesel........................... 60
Road tax................................ 10
Car Insurance........................... 100
Car maintenance (including MOT)......... 50
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1012


Assets
Cash.................................... 0
House value (Gross)..................... 150000
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 150000


Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 100000...(250)......4.9
Total secured & HP debts...... 100000....-.........-

Unsecured Debts
Description....................Debt......Monthly...APR
Credit card....................4000......20........29.9
Total unsecured debts..........4000......20........-


Monthly Budget Summary
Total monthly income.................... 2,650
Expenses (including HP & secured debts). 1,012
Available for debt repayments........... 1,638
Monthly UNsecured debt repayments....... 20
Amount left after debt repayments....... 1,618

Personal Balance Sheet Summary
Total assets (things you own)........... 150,000
Total HP & Secured debt................. -100,000
Total Unsecured debt.................... -4,000
Net Assets.............................. 46,000

Created using the SOA calculator at www.stoozing.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

Clariman

Looks fine to me if copied and pasted exactly as it should be. Removing the HTML will screw it all up!

However, if anyone is having problems let me know

rising_from_the_ashes

Hi Clariman just wanted to say a big "thanks" from me:T - the SOA has been a fantastic tool for me personally in helping me budget properly.

I've seen posts about the HTML as well but have never had any problems.

StressedSteph

Hi Clariman

Big thanks to you for that SOA, its such an easy system to use. I used it recently and had no problems at all.

:T:T:T:T:T

fermi

Clariman wrote: »

but you can also get to it from http://www.makesenseofcards.com/msoc/soacalc.php

Not from that link I can't.

ntb1

Clariman wrote: »

Hi All

I haven't posted here for ages. I wrote the SOA calculator that is widely used here and on at least one other debt management discussion board elsewhere.

The calculator is here http://www.stoozing.com/msoc/soacalc.php but you can also get to it from http://www.makesenseofcards.com/msoc/soacalc.php

Every now and then I do a quick search here to see if it is being used and to see if there are any problems.

I noticed one recent post saying that users should remove all the HTML tags otherwise it won't copy here properly. When it was designed, the "Format for MSE" button created all the correct HTML code to ensure that it formatted perfectly when posted here. Is that no longer the case? I will do a test but would appreciate any comments or feedback about formatting or any other questions/issues you want to raise.

Clariman

worked fine for me yesterda

theoretica

New users on this board are not permitted to post weblinks so need to be told to remove the "Created using the SOA calculator at www.stoozing.com."
Might this be the cause of the html confusion? It is a pity this affects new users who are the very ones likely to be uncertain about using these forums anyway.

Clariman

theoretica wrote: »

New users on this board are not permitted to post weblinks so need to be told to remove the "Created using the SOA calculator at www.stoozing.com."
Might this be the cause of the html confusion? It is a pity this affects new users who are the very ones likely to be uncertain about using these forums anyway.

Ah I see - it may be that. I recall MSE changed its rules. Perhaps I can find a way round that . I might change it so that it isn't a URL but is just some 'text'.

Clariman

fermi wrote: »

Not from that link I can't.

Oops. Should have read ...

http://www.makesenseofcards.com/soacalc.php

katsu

It is definitely the "removing link" requirement that people are referring to for new posters.