My SOA

saranomoredebt

Hi all,

Please advice



Bankruptcy Payment Order Calculation

Household Details

Number of people in my household 2

Income Monthly

Wages / Salary 1813.00
Total Income 1,813.00

Outgoings Monthly

Rent £550.00

Council Tax £137.00

Food, Toiletries and Cleaning £380.00

Electricity 160.00

That include my heater and cooker, my bills were 70-100 in summer but now changed it to a meter, and with turning the heaters on it comes to this much or even more.

Water £37.00

TV Licence £12.00

Clothing and Footwear £50

Telephone (Mobile) £25

Travel - Public £145.00

Holidays £30.00

Hairdressing & Personal Care £15.00

Dry Cleaning £20.00

Prescriptions £15.30

Opticians £15.00
I have monthly contact

Broadband Costs £21.00

Total Outgoing 1,612.30

Disposable Income Monthly
Total Income 1,813.00
- Total Outgoing 1,602.30
- £10 Emergency & Sundries Allowance for each dependant person in household 0.00
Disposable Income 210.70

Potential Funds For IPA/IPO Monthly
Disposable Income 210.70
- Official Receiver Standard Surplus Allowance 20.00

Potential Funds For IPA/IPO
£160.70

PippaGirl_2

Who is going BR? Is this just your own personal SOA? (there is no such thing as a joint one, if a couple go BR they both have individual ones) If the other person in your household is a partner their contribution to the household expenses should be included.

saranomoredebt

Hi Pippa girl, I am going br, my husband just started working self employed and does not earn much, I will include his bank statements.

PippaGirl_2

you will need to put down his contribution towards the household expenses too, however small. I think £600 a year for clothing is high, otherwise any adjustments the OR will make elsewhere shouldn't be much. All the best with it.