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Debt free at last!!

vasseur
vasseur Posts: 3,093 Forumite
Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
in Debt-free wannabe
After being in debt in one form or another for the last 20 years I am finally debt free :)

I didn't have as much debt as some on here (at highest point it was probably about £5k) but it was enough to make me feel uncomfortable.

These boards are an absolute godsend - a great way to motivate and keep you on track.

Now to get some savings together and hopefully start overpaying the mortgage :)

Keep chipping away at it everyone :)
It's not how far you fall - it's how high you bounce back.... :j
Happiness is not a destination - it's a journey :)
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Comments

  • Determined_diva
    Determined_diva Posts: 661 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Well done! Regardless of debt owed you are DEBT FREE! That's an amazing achievement well done! Makes me excited for my time to come :-)

    Make sure you get on the role of honour

    Here's to a non panicked/stressed/worried Xmas 2012!

    X
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • headoutthesand
    headoutthesand Posts: 1,041 Forumite
    500 Posts
    Well done!!!!

    Regardless of how it compares to others, it's a weight off your shoulders. Go you!!!
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - £5745, Overdraft - £350,
    Debts as of January 2015
    Nationwide - £4997, Overdraft - £0:j
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    :j:j:j Well done xxx :j:j:j

    DFD Need to August 2027 :(
    NSD March 15/20
    NSD April 17/15
    NSD May 13/15
  • AdamKels
    AdamKels Posts: 61 Forumite
    Congratulations! Imagine what it will feel like to finally pay off that mortgage. Well done.
    Debts:
    Car:     [STRIKE]£4844.34[/STRIKE] £0!
    Wedding: [STRIKE]£2500[/STRIKE] £1000

    Deadline - June 2013 (Immigration to USA)
  • LunaLady
    LunaLady Posts: 1,625 Forumite
    Well done Poles :)
    SPC #1813
    Addicted to collecting Nectar Points!! :D
  • Mort
    Mort Posts: 552 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Congratulations on becoming debt free:beer:
    Proud to have dealt with my debts, became debt free on 03/11/2011. Repaid £54,723.41 LBM May 2006.
    Debt Free Roll Of Honour #504
    Mortgage Free from October 2019
  • Big_Mac_3
    Big_Mac_3 Posts: 39 Forumite
    Congratulations!! Regardless of how much debt you have had, this is a massive achievement! Well done! :)
    On The Debt-Free Road, Penny By Penny!
    £20,000 in 36 Months = £0/£20k
  • unimaginative_user_name
    unimaginative_user_name Posts: 494 Forumite
    Tenth Anniversary Combo Breaker
    Congratulations!:beer:

    Please keep posting and encourage others a bit behind you on the journey!
  • vasseur
    vasseur Posts: 3,093 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    unimaginative_user_name wrote: »
    Congratulations!:beer:

    Please keep posting and encourage others a bit behind you on the journey!

    I definitely will. I need these boards to stay on track...:o
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • boobiebonboo
    boobiebonboo Posts: 81 Forumite
    Part of the Furniture Combo Breaker
    Congratulations!:j well done you! :T
    There is always light at the end of the tunnel

    I've got a long journey to reach it

    But I will one day with a little help
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