help please

allthebestintentions

i am looking to get a trust deed up and running in the next 2 months but am wondering if i am eligible for one.
at the moment im about 26k in unsecured debt between loans and cards and i have a morgage for 75k with 24k taken out to cover the offers over shenanigans up here and for bringing the place back in to a livable condition. the morgage is joint and the value of the property now would more than cover the morgage and unsecured taken out with it. my question is will it be possible to take the trust deed for the 26k in my name or will the joint unsecured of 24k have to be taken in to consideration too.
i dont want my partner to suffer through my stupidity and am just wondering if anyone has any advice or sggestions on what best to do.
i have taken the first step of sorting my life out today and know its not going to be easy but having just read through a few postings on here im starting to feel abit better.
thanks in advance

allthebestintentions

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immoral_angeluk

I don't anything about trust deeds unfortunately but wanted to know if you've tried contacting payplan or the CCCS about your debt as they may be able to provide other options for you..

allthebestintentions

havent yet only people i tried was a commercial company who tried to put me on a debt management plan and wanted 80 a month for doing so. im not willing to take that route as i dnt think it is helping me

allthebestintentions

have i posted on the wrong forum