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Second Credit Search
Too_Hairy_Husky
Posts: 52 Forumite
This could be a very stupid question - but I have no idea!
The Woolwich carried out a Credit Search on myself and my Husband on 13 November for our mortgage application. It is down on Experian as a First Credit Search - does that mean that there will be a second search?
We have been trying to keep a certain amount of money in our accounts, but we need to start paying things out soon!
Thank you, Sarah
The Woolwich carried out a Credit Search on myself and my Husband on 13 November for our mortgage application. It is down on Experian as a First Credit Search - does that mean that there will be a second search?
We have been trying to keep a certain amount of money in our accounts, but we need to start paying things out soon!
Thank you, Sarah
0
Comments
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No. It means search for a first charge mortgage, not the first search in a series.
They may carry out another random search closer to completion if they decide to audit your application.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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