Need a little advice please, My SOA

RossDoughty

TakingControl wrote: »

You could check this on the goverment website. Also, do you have this surplus money as per your SOA? If so, you could be debt free in 2 months without the need for a loan

I will use a benefit calculator online. Also, the problem is, the PayDay needs to be paid this month Which is what made me think about the £1000 over a year idea.

rising_from_the_ashes

Sorry - the SOA still isn't right .... there's things from the original one missing in the 2nd one eg groceries.

You have a surplus - use this to clear the PDLs - consolidation is NOT the way forward .....

dfwsometimesoon

Description....................Debt......Monthly.. .APR
TxtLoan........................117.......0........ .0
QuickQuid......................587.......0........ .0
Total unsecured debts..........704.......0.........-

Am assuming this is total owed to be paid this month .... why try to borrow £1000??

Amount left after debt repayments....... 540.5 was gonna say use this and cut down on groceries from the £200 u had in there however just noticed uv changed this

Groceries etc. ......................... 0 kinda lost now sorry

RossDoughty

Thanks for the advice, my groceries are £200 a month, (About)

Danni-R

Ok, get over to the old style board. £200 is a lot for 2 people when you are considering taking out another loan.

If your OH doesnt work and is a student doesnt she get LEA type money? Could she be making food from scratch/ ingredients to save some money?