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Pre Planning for first time Mortgage application
moatmeister
Posts: 332 Forumite
Friend of mine is 22, stable job, stable unmarried relationship has some deposit saved up. Planning to apply for joint mortgage with b/f in about 6 months time.
Will be moving from current address to new rented accom at a known address in a couple of weeks.
They have opened a save to buy account at nationwide
I am not a mortgage advisor but have suggested:
Getting on electoral register at new address asap.
Transferring bank details and mob phone contract to new address asap.
Applying for (and using sensibly) a credit card (currently doesnt have) Any suggestions for which one??
Sending off for £2.00 satutory report.
Signing up here for some direct advice!
Anything else they should consider to get going??
Will be moving from current address to new rented accom at a known address in a couple of weeks.
They have opened a save to buy account at nationwide
I am not a mortgage advisor but have suggested:
Getting on electoral register at new address asap.
Transferring bank details and mob phone contract to new address asap.
Applying for (and using sensibly) a credit card (currently doesnt have) Any suggestions for which one??
Sending off for £2.00 satutory report.
Signing up here for some direct advice!
Anything else they should consider to get going??
0
Comments
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Nah. Seems about right.
Get all three credit files a couple of months before they plan to apply, so any issues can be addressed and sorted.
Equifax
https://www.econsumer.equifax.co.uk/...erletter.ehtml
Experian
https://secure.wiseconsumer.uk.exper...x.html?data=00
CallCredit
https://www.callcredit.co.uk/stat-re...pl=regPurchaseI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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