Wednesday 21st November - What small DFW things will you do today??!

rising_from_the_ashes

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:



Morning everyone hope it's not too wet & horrible where you are.

Had a positive start to the day when I updated my sig and .... I've now saved £100 by not smoking :T hopefully that should spur me on!:)

• Thermals on ..... heating off
  
• Don’t smoke
  
• B / L / D from stores
  
• Check online banking
• Sort cats
• Tidy up
• Check spreadsheets up to date
  
• Work on 2013 budgets
• Get to grips with S*buck
• See if there are any offers on the cat food I've got listed
• See if there are any offers on the e*bay items I've got listed
  
• Knit DMs Christmas scarf .... running out of time!
• Try to have a walk
• Strip chicken cooked last night
• Make stock from chicken carcass
• Wash & hang up to dry
• Sort inside freezer
  
• Finish letter to Water Supplier & send
  
• Make list of stuff to discuss with Dr Started
• Going to check out the Freepostcodelottery site that Ziggy mentioned!:T
• Sort winter car kit & put in car!
• Find camping stove & put somewhere handy (for power cuts)
• Have NSD (have declared it already so really need to stick to it now!)
  

Think that's all for now ..... my list is getting a bit repetative:o (as there are things that are done everyday) so have tried to group them but .....


Have a good one everyone:D

ziggy2407

Good Morning my lovelies

rfta - Thanks for starting us off, well done on the no-smoking :T, its amazing

Hi to all the regulars and welcome to any lurkers and newbies :wave:, you've joined a FAB supportive thread.

Little one is feeling much better today and desperate for school so have dosed him up and taken him, so having a quiet morning before work. Todays little list

Check Banks - Done
Check swapits - Done
Check Postcode on www.freepostcodelottery.com - Done
Work (11.30-1.30) - Done (2pm finish)
General Tidy round - Done
Morrisons Shop- Done
Meals from stores - Done
Investigate selling knitting mags & books for mum -
Update Food Tracker - in progress (35lb, so far)
Comps -
Read - in progress
Knit -
List few bits for sale on FB/netmums etc -

Hope you have a great day, love to you all :A

C xx

OrangeFairy

Morning diary folks

Rising- well done on the no smoking- that is fab!

Ziggy I hope your little man is fine at school today.

Nothing too grand happening today. May pop in to see my BFF for a cup of tea after work.

Food-weetabix at work for breakie, !hm soup for lunch, lasagne for dinner to use up the mince in the fridge!

Start to create my next 101 things to do list today so I can add things to it over the next few months as I think of them.!

NSD today I hope. Haven't spent anything since Sunday. Hubby needs to get the kids yogurts today but that's it I think!!

Need to do a meal plan. That is my aim for tonight!!

Have a lovely day everyone!

OF x

Pernicious

Hi everyone,

We're very quiet today!

Thanks for starting us RFTA, & well done for not smoking that is a tremendous saving! Much better for your health too.
Ziggy - Not sure if you saw my post last night, this postcode lottery thing, how does it work? It just sounds too good to be true to me.
OF - Thanks for the reminder of the 101 list! I have neglected this so much lately...



Today I have/will:-

• Made use of free water & milk at work
• Food from stores
• Staying in for my lunchbreak to avoid spending
• Dinner from meal plan - Pasta with greens, garlic & chilli
• Charged phone at work
• Heating off as long as possible, hopefully it'll be like last night & we won't need it on at all!
• Daily clicks etc on Sw@gbucks
• Log calories using free app
• Check online banking
• Surveys
• Declutter & flylady
• Check for new mystery shopping opportunities
• Enter some comps
• Thinking about what to get people for Xmas & how best to stick to my budget for DH...Need to email some family members who have asked what they can get him, if I know he's getting what he wants from them too I won't feel the need to spend so much on him!
• Need to update grocery challenge still...
• Make use of TKD membership this evening
• Start thinking about next month's budget...we won't be paying much off our debt unfortunately as we need to get xmas presents but fingers crossed we can do an overpayment still!
• Read Martin's email
• Check out grabbit board

Have a great, MSE day everyone x

carrielovesfanta

Afternoon all,

RFTA - thanks for starting us off. That's terrfic on the non-smoking :T

Ally - thanks for all the useful advice RE the car.

So today:

Registered for the postcode lottery thing posted by ziggy

B/L/D from stores

Poss a little bit of overtime

Check online banking. OH has paid in pocket money and Dad has paid in £10 he owes me.

Charge phone in work

Read Martin's email :money:

Encourage OH with NSD's. Did have an argument last night about old broken iphone that he will not sell/get fixed/bin though :cool:

Erm, not sure what else. Brain a bit fried. Still no word from HR over possible payrise, although payday is on Friday so I guess I will find out then!!:rotfl:

All the best guys

crawley_girl

Afternoon

Today I:
* took lunch into work and avoided the vending machines!
* did not smoke (and did not buy any!)
* checked online banking
* tried to unblock hotmail account which has been blocked for some reason!
* got washing machine repaired - for free!

:heartpuls CG :heartpuls

little_pink_purse

thanks for starting us rfta

thanks carrielovefanta iam still climbing the walls with tooth ache grr roll on when they can pull it out

today
with my sore tooth
ive checked the banking
sorted budgets
switched a few cc to 0%
phoned about getting meters out no chance lol
did loads of paper work
going to chill hope mr tooth stays calm lol xxxxxxlppxxxxx

rising_from_the_ashes

thanks for all the "congrats" on the no smoking .... fingers crossed I can really beat it this time! Well done to Crawley Girl for not having any either!

Little Pink Purse hope the toothache gets better soon....

I've not got very far with my list today - have been in bed most of it!:eek:

allydowd

Hi DFW-Jedis. Today I've mainly been doing DFW-style DIY to improve our new home:

~Found four matching screws in tool box to replace four mismatched ones on bathroom door lock.

~Re-using towel rails from old flat in new house.

~Plastered one dodgy bathroom wall ourselves instead of paying someone.

~Liberated shower screen via Freecycle. Given away loads lately, hope to receive some things soon.

~Yesterday's left over pie for supper.

~Charged mobile away from home.

~Car-sharing with OH. Need to be really organised to make this work. :eek:

~Watching long-forgotten DVD for entertainment.