Car finance after 4 years discharged?

Mara69

exponential wrote: »

It was an horrific experience for both myself and my family and one that I would not like to repeat ever again.

I am sure it was tough for you and your family. Must have been even tougher for your creditors.

Fact is, you are kidding yourself regarding a new car with finance. You want one and have convinced yourself it is essential. It really isn't. You think you've got a handle on your finances and debt and cannot see that this is the worst idea for a recent bankrupt.

You should be learning to manage without finance - not getting more.

shaunbaird

Just new to this thread.. BUT I had a VERY reliable x reg diesel astra hatchback... loved it, and sold it for a petrol estate (wish id gone for diesel but thats another story).. it sold for £500, and passed almost every MOT easily,. Best car I ever had

Places like the AA do vehicle checks (I think about £70) and they can check a car over for you before you buy it, so in my opinion, and new to this thread, it does "sound" like youre thinking wrongly, but I mean that youve not really considered ALL the options just yet so this is my option.... if you sell yours youd get something for it at least, even scrap value its got to be worth £150, so now all youd need to find is about £400 and money for a good mechanic to look them over.

ask family members where they bought their cars from and if they trusted those sellers. Often youll find people who happily find super little cars and sell them from their house... but its finding those people!

good luck, nobody is criticising you or your personality, just trying to be helpful, and I see no wrong in "suggesting" that you are thinking along the wrong lines with a newer car.

sorry, hope this helps

exponential

Mara69 wrote: »

I am sure it was tough for you and your family. Must have been even tougher for your creditors.

Fact is, you are kidding yourself regarding a new car with finance. You want one and have convinced yourself it is essential. It really isn't. You think you've got a handle on your finances and debt and cannot see that this is the worst idea for a recent bankrupt.

You should be learning to manage without finance - not getting more.

Mustve been even tougher for my creditors?? Hahaha
Never heard anything so ridiculous in my life!
Are these the creditors that have ruined this country's economy with dodgy, underhand dealings with OUR money??
The creditors who gave 6 times the salary of people wanting to get on the property ladder, then had to be bailed out by US, the taxpayers to keep then affloat so that hundreds of thousands of people didnt lose their hard earned saving???

Dont make me laugh!!

@shaunbaird:

I am seriously considering the option you suggest.
Going to discuss it with my family to see what they think.
Thanks for all the suggestions guys.