We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ after bankruptcy
Crazycatzlady
Posts: 3 Newbie
I have just read a thread that someone was shocked to find a ccj on their credit file after bankruptcy. I thought that a ccj came with bankruptcy?
It doesn't say when it was given but it was definitely not there prior to bankruptcy. What should I do? Try and get it removed if its there incorrectly?
Thank you
It doesn't say when it was given but it was definitely not there prior to bankruptcy. What should I do? Try and get it removed if its there incorrectly?
Thank you
0
Comments
-
Sometimes a CCJ gets granted for a debt which was provable in Bankruptcy, simply because the Court [Judge] at the time was not aware of the Bankruptcy.
Providing the debt originated before the BR petition date, then the CCJ is trumped.
However, the debtor still has to contact the Court, and pay for the CCJ to be set aside, on the grounds of the presence of the BR petition.
It will be a good idea to try to find out who was granted the CCJ, when, and at what Court? [and go from there?]No, I don't think all other drivers are idiots......but some are determined to change my mind.......0 -
I have had no new debt since the date of bankruptcy so it must've been for a debt prior to bankruptcy. Hw do I find out who it was from as all it say on equifax credit report is ccj-1.
Shall I contact the courts?
Thank you0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards