Letter for old debt - to send Cca request?

Raq100

Hi,
I wondered if anyone would be able to advise us.
My partners just had a letter from 1st credit saying he owes 8000 odd, now he did have an outstanding debt, and about 5 1/2 years ago last made a payment, he had agreed a small about with them due to low income, but that was the last payment.
Since then, this debt and another disappeared off his credit report.
He has started his own small business which at the moment is making just enough to cover phone and car. But it is going in the right direction.
Until then I am supporting us both in terms of money.
As this was so long ago, and any old company could say you owe them money, I did read somewhere you can request a copy of the original agreement.
Would this be the best thing to do?
If so where can I get a copy of a template letter.
Thanks so much for your help, we feel like we were just starting to get sorted and all this has really upset us.
Also We have just been thinking and the installments were actually paid by me as he didn't have a cheque book at the time.
Although it was him that wrote to them to offer installments.
Would this make any difference that it wasn't him that paid them?
Also would sending this letter requesting Cca be counted as acknowledging it?
I am worrying they might take it to court and I thought this letter could postphone that?
Thanks all so much for your help.

geoffky

bump for you...

eyeopener2

Dont send a cca, send a prove it letter to see what, if anything they have. I think a copy of the template is in the stickys at the top of the page.

Send it and see what the response is. Could be statute barred or they may have no info at all, we shall see.

E2