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First Direct - what are they like?

Anyone mortgage with First Direct?

What are they like and what do they look for?

We are remortgaging and these seem to have a good deal for us, but thats only based on the basics i can input on their website.

Thanks
Kirsty

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Cheap, picky about who they'll lend to and occasionally slow at processing.
  • VfM4meplse
    VfM4meplse Posts: 34,269 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    FD give an excellent banking service all round. If I were to get another mortgage, it would be with FD.
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy :D...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
  • They cherry-pick their customers - what is your credit record like?
    "You were only supposed to blow the bl**dy doors off!!"
  • kingstreet
    kingstreet Posts: 39,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do not use if you are ever likely to need consent to let. They will not offer it, as a matter of policy.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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