Halifax - DIP but no footprint??

smacky

Dave_Ham wrote: »

It is a soft search, but does appear on your credit file.

It will show as Bank Of Scotland, as Halifax use their bank license. It does take 3-5 days to show up though, so that will be why you have not seen it yet.

For reference and further to your previous thread. Halifax check Experian and Equifax sometimes at offer/completion. With a default on your file, it is unlikely Halifax will like the case.

They check 3 years history and recent address on DIP and then all of the history on full application.

Best of luck

hi Dave

i know this is a old thread but just to query your input on default

could it fail even if you had 1m missed payment between 2-4 yrs or it just fail at a default which i guess is when its "8"

thx in advance

leereni

Anyone answer the above point on whether it would fail as a late payment or default (8)?