Rate Rise - time to fix?

mne2

Just seeing the likely rate rise and it's made me wonder if it is time to fix my rate. I am currently 0.45% above baserate (and have this for 1 more year) but don't have any get-out penalties. Should i be looking to fix or is the rate increases likely to stop after the next one?

everton09

Hi,

I have just fixed my rate at 5.49% with first direct for 10 years and its an offset motrgage, so I can use my savings to offset and overpay. I was on the Woolwich/barclays tracker 0.18% abr but wanted some stability and with rates set to go up I "personally" think I have made the right choice.