Bankruptcy & Bank charges

AlanD_3

Just to clarify I am referring to circumstances where one has paid the bank the bank charges not where bank charge debts are part of the BR. In these cases having to pay the charges could still easily be a contributing factor to BR but the charges themselves would not have been written off by BR. This will be the case when we go BR. We have paid back all bank charges from last month's hiccup, I would hope that after the 3 year BR period that money would be ours to claim and not the OR's as the charges were incurred before BR and are not going to be a debt written off by BR.