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Remortgage

Hi,
I'm new to this site. I need help for remortgage. My property value is £270,000 and I need a five year fix rate for £153,000 over 12year and I'would like to release equity of £30.000 for 5year term. Where can I get the best deal? Fee Free if posible. HSBC are offering 3.49%. Fee 499+valuation.

Comments

  • kingstreet
    kingstreet Posts: 39,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    on £153k, you'll be better of with a fee-paying product to get a better rate, especially on five years. Free legals and free valuation are offered with most remortgages anyway, so it's just the arrangement fee which should apply.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • There are a few guides to remortgaging see
    moneysavingexpert.com/mortgages/remortgage-guide
    remortgage.com/guides/
    They might have the best deals listed also :)
    Hope this helps,
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