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Using Someone's Details to Get a Mortgage, or Loan

Glassman
Glassman Posts: 148 Forumite
Part of the Furniture 100 Posts Photogenic Combo Breaker
in Mortgages & endowments
We've got a friend over who's in a bit of a twist about her details possibly being used (by someone else) for a mortgage. The person(s) has/have access to her personal belongings (yep, her family) and she suspects something is going on.

What is the best/easiest/quickest way to find out for herself? A credit check?

Any advice will be gratefully received. She's a bit upset ATM.

Comments

  • Yorkie1
    Yorkie1 Posts: 12,721 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The £2 reports from each of the credit reference agencies is the best place to start.

    I assume there's no mileage in asking the individual concerned and expecting a straight answer?
  • Glassman
    Glassman Posts: 148 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Yorkie1 wrote: »

    I assume there's no mileage in asking the individual concerned and expecting a straight answer?

    There is a lot of lying and cheating in the family by the sounds of it. She's an easy target.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glassman wrote: »
    There is a lot of lying and cheating in the family by the sounds of it. She's an easy target.

    Fraud is a serious offence. Not something that people do lightly.
This discussion has been closed.
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