Mortgage renewal question - credit checked?

dobbollah

Apologies if this is covered but I couldnt find it if it is....

Just a quickie I'm sure...

My 5 year mortage deal is coming to an end and its going to drop on the Halifaxs flexible rate - thats ok as it is lower then my fixed rate was.

However I'm sure that won't last forever and I like a little long term security in that I like to know what I'll be paying each month for a few years ahead.

If I want to do 'switch to a new deal' will i be credit checked by Halifax or will they just switch me over to the new 'deal'

I now dont have much equity (if any in the house) and wonder what implication this might have.

Thanks in advance

dobbollah

ok I did find something ;-) another thread suggests that if staying with the same company I will just be offered a new deal.......

I would be grateful if this could be backed up

_Andy_

No credit check will be done

kingstreet

Product transfers, or customer retention products are made available to existing borrowers without further checks.

dobbollah

many thanks thats re-assuring to know