We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

25k mortgage for a 30k property

2»

Comments

  • Colin297
    Colin297 Posts: 111 Forumite
    GMS wrote: »
    If a property which is such a great investment and offering a great rental yield then ask yourself why a professional investor hasn't snapped it up for cash.

    Have you checked the terms of the lease?

    The market is slow here right now - theres a good amount of good investment properties about that are readily let able. Simply put -This one isn't a one off. Cash is king and it's short.

    I will look to check the property out and carry out my due diligence. I'm definitely not naive but also not prepared not to rule out a good investment simply because 'no one else has snapped it up'.
  • Speak to a broker, most buy to let loans are arranged through them.

    As previously mentioned you will not get a £25k loan on a £30k purchase, you are going to need a deposit of circa 25-30%.

    As previously mentioned a lot of lenders have a minimum loan size and/or a minimum property value.

    A broker will guide you through all of this.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.