LILA Bankruptcy and HMRC tax credits overpayment!

Katief07

I completed the paper work to for LILA Bankruptcy yesterday, with a CAB advisor my debts total £13,000 and My partners £5,000 He is doing the DAS scheme. One of the debts in my name is a tax credits overpayment from 06 and 07 totalling £4,500 but I was advised that this may not be written off at all still leaving me with £4,500 debt which I cant pay as there is only enough surplus income at the end of the month (£116) to pay my partners DAS. I have read that they may take payment from current entitlement (£79 four weekly) until cleared or until bankruptcy discharged. Anyone had tax credits overpayments written off? or able to advise what might actually happen?? I am concerned also that if they do take away the £79 we are currently awarded it will reduce the surplus to £37 per month I don't how this will affect my other half DAS or if its even enough to stay on that? really confused!

IF

Hiya Katie, I'm not sure on Scottish BR so bumping your post up the board.

Best wishes
IF...x

Katief07

Thanks, I am finding it really hard to find much information regarding Scottish Bankruptcy, but in particular regarding money owed to HMRC and what happens.

IF

Katief07 wrote: »

Thanks, I am finding it really hard to find much information regarding Scottish Bankruptcy, but in particular regarding money owed to HMRC and what happens.

Until a Scottish post can advise further I would ring AIB for further info.

Main website: www.aib.gov.uk

For general queries about insolvency (but not debt advice) you can contact: General helpline - Tel: 0845 762 6171 - Email: [EMAIL="Helpline@aib.gsi.gov.uk"]Helpline@aib.gsi.gov.uk[/EMAIL]

Or Contact National Debtline (Scotland) Website - Click Here Telephone: 0808 808 4000

IF...x