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Sole or Joint mortgage???

My girlfriend earns £10.600 has excellent credit.

I earn £10.000 have had a ccj (outstanding 3K) since Jan 04. (only found out this month)

We want to borrow 55K

We have a deposit of 10K

Is there a lender that will lend the 55k just to my girlfriend?

and

Which highstreet lender is more likely to lend the 55k as a joint mortgage?

Thank you..

Comments

  • Mr_helpful
    Mr_helpful Posts: 3,233 Forumite
    This is broker teritory. Its unlikely some one will lend just to GF and possibly only one or two high st lenders willl take this on. How large is the CCJ?
    I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Have you tried going to your GFs bank to see if they will lend her the money?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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